Carmen Rivera

Happy New Year and welcome 2026! Start the year off right by making sure you and your family are protected with your own Personal Price Plan. We are committed to helping you make this year great! Call, text, or email my office and my team and I will create a plan just for you! Auto, Home, Life, Renters, Business, Boat, Motorcycle, and more!

And, Welcome to the Carmen Rivera State Farm Agent office in Warrenton, Virginia. Since opening in 2017, we’ve been committed to helping individuals, families, and business owners throughout the region make informed decisions about their insurance. Carmen brings over twenty-five years of experience with State Farm and a background in Business Administration and Management. We serve customers across Virginia, including Bealeton, Gainesville, Culpeper, New Baltimore, and Amissville, and are licensed in Maryland, Washington DC, and North Carolina.

What makes our office different? Business owners benefit from Carmen’s small business experience through our Business Insurance offerings, which help support operations and employees. We also offer a range of other insurance services, including Auto, Homeowners, and Life Insurance, helping drivers stay protected, property owners manage their coverage, and families prepare for what’s next. Renters and condo owners can also count on our team to help with coverage for their living spaces.

Carmen is deeply involved in the community, proudly supporting organizations such as:

• Fauquier County Schools’ Education and Athletic Departments

• Law Enforcement, Active Military, and Veterans

• Fauquier Chamber of Commerce

• Lions Club and Rotary Club Member

• American Cancer Society

• Fauquier SPCA

• Fauquier Community Food Bank

When Carmen’s not in the office, you’ll likely catch her riding motorcycles with her husband, horseback riding, volunteering, or spending time with her grandchildren. Carmen loves to engage with the community, and her goal is to help protect as many families as possible from the unexpected. Her passion for service shines through in each conversation and connection she makes!

Our multilingual team is fluent in English and French, and we’re available for both in person and virtual appointments. Whether you’re new to the area or a long-time resident, we’re ready to help — stop by, call, or text us today.

And, if you are new to the area, our welcoming staff makes the transition to Virginia Insurance a breeze.

Carmen always has a smile on her face and has a passion for helping people. If you see us around, be sure to stop by, call or text for a FREE quote!